Frequently Asked Questions about ELT in Wisconsin:
How do I sign up for the ELT program?
Instructions are available on on http://www.etitlelien.com/eltWi.aspx.
Are lenders required to participate in the Wisconsin ELT program?
No. Wisconsin encourages participation in ELT, but since 2012 they have mailed titles with liens to lenders. From their website:
On July 30, 2012, when a lien is listed against a vehicle, lien holders are encouraged to receive titles electronically through a service provider. If a lien holder chooses to receive electronic titles, a paper title would not be issued to the lender or owner until the lien is satisfied.
Do lienholders have to enroll in the ELT program to get their lien filed?
No, lienholders do not have to be part of the Wisconsin ELT program to file liens. However, electronic lien filing (lien notation) is required.
Are lenders required to file lien applications electronically?
Yes. There are a few exceptions. See Wisconsin's website.
Is the Electronic lien processing program new? Why haven't I heard of this before?
From WI DOT:
Non-individual lien holders are required to electronically process lien add and lien release transactions for Wisconsin customers effective July 1, 2010.
Lien holders are not required to process applications to list a lien when it is part of any other title transaction, such as change of ownership, repossession, private sale or replacement title.
DDI works with the e-MV Agent program to integrate electronic lien filing into Premier eTitleLien®.